Maximize Your Cash Flow
The goal of good cash flow management is to have a positive cash flow in order to meet your financial obligations. In a perfect world, a cash inflow (a cash sale) would occur with every cash outflow (pay an expense). In the real world, however, cash inflows often occur after cash outflows (usually 30 days), leaving you short of cash. Cash flow management offers a number of strategies to narrow or close the gap in outflows and inflows so that you have enough money when you need it.
Business model
  How to use this tool  
Name
SBA name
SBA Phone number
Date
Starting cash $    more info    
First/Current month sales $    more info  

Cost of goods sold (% of sales)
   more info  

Monthly sales growth
   more info  

Sales on credit
   more info  

Collection days
   more info  
Personnel Costs $    more info    
Fixed Costs $    more info    
Other Costs $    more info    

Months of inventory kept on hand
   more info  
Initial inventory balance $   more info    
Starting receivables $   more info  
Starting payables $   more info  

Payment days:
   more info  
Cash flow forecast
 
  Cash
 
  Cash flow
 
 Profits
Based on your answers above we recommend the following strategies to maximize cash flow
Financial options
Speak to an SBA for your lowest cost financing options:
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